Personal Checking Accounts

Features	Diamond Platinum Earn Interest	DiamondBack Get Cash Back	Diamond Checking An Account that Fits All	Diamond 50+ 50 years & older	Diamond Interest Tiered Interest-Bearing	Diamond Secure Extra Benefits Account	Encore Checking Second Chance Account
Minimum Opening Deposit	$100	$100	$100	$100	$500	$100	$100
Interest Rate	Yes	N/A	N/A	N/A	Tiered Rates (Based on Balance)	N/A	N/A
Monthly Service Fee	$5	$5	$5	NONE	$7	$8	$10
Rewards*	1.00% APY ¹ (Balances up to $25,000)	3% Cash Back ² (Up to $7.50 monthly)
ATM Fees Refunded (Fees Incurred only from Diamond Bank)	Yes	Yes	No	No	No	No	No
eStatements Available	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Extra Benefits				Free Checks		• ID Theft Protection • Cell Phone Insurance • AD&D Insurance • Pharmacy & Vision Discount • Travel & Leisure Discount • Shopping Rewards
Requirements	To Receive Rewards: • Make 15 point-of-sale transactions with your Diamond Bank debit card AND • Enroll & receive eStatements	To Receive Rewards: • Make 15 point-of-sale transactions with your Diamond Bank debit card AND • Enroll & receive eStatements
Service Fee Reduction	Monthly Service Fee waived if: • Enroll & receive eStatements	Monthly Service Fee waived if: • Enroll & receive eStatements	Monthly Service Fee waived if ONE of the following is met: • Enroll & receive eStatements • Minimum daily balance exceeds $500		Monthly Service Fee waived if: • Minimum daily balance exceeds $500	Monthly Service Fee: • $5 credit when enrolled & receive eStatements	Monthly Service Fee: • $10 reduced to $8 with direct deposit