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Shop-2-Save is a round up savings program available to Diamond Bank customers that have a checking and savings account. This program will round each debit card transaction to the nearest dollar (based on individual customer settings) and credit the total amount to the savings account each day.
You can contact your local Diamond Bank branch or send us a message via Online Banking or the Diamond Bank Mobile app to get started TODAY!
NOTE: The round up transactions will not take an account into a negative balance. The program reviews the account balance and will only round up to the nearest dollar if the funds are available.
Frequently Asked Questions (FAQ)
Q: How does the $hop 2 $ave Round Up work?
A: Bank Round up automatically rounds up each debit card transaction to the nearest dollar and will credit your savings account a combined total each business day. The Round Up programs cut off time is 2:00pm each business day. The credit will be calculated from the debit card transactions that were processed from 2:00pm the previous business day to 2:00pm current business day and will memo post to your account at approximately 2:00pm each business day.
Q: What do I need to enroll in the $hop 2 $ave round up savings program?
A: To participate in Round Up savings, you will need a personal checking account with a debit card and a savings account at Diamond Bank.
Q: How do I enroll in $hop 2 $ave?
A: You can visit or call your local branch. You may also make a request through Online Banking or the Diamond Bank Mobile app.
Q: What happens if I do not have enough money in my checking account?
A: Round Ups will only occur if the funds are available in your account. Round Up will not take an account into the negative.
Q: What happens if I have to replace my debit card?
A: The $hop 2 $ave program is set up by your debit card number. If you are getting a new card number, you will need to enroll your new card to continue Round Up savings.
Q: Can I opt out?
A: Yes, you can opt out of Round Up savings at any time.
Q: Can I round up more than the nearest dollar?
A: No, the Round Up program will only allow you to round up to the nearest dollar.
Q: If multiple debit cards are crediting the same savings account, how will the credit show up?
A: Since enrollment is set up by card, each debit card will have its own, separate credit.