Personal Savings Accounts
| Features | Diamond Super Savings | Emerald Money Market |
Bling! Kids | |
|---|---|---|---|---|
Minimum Opening Deposit |
$100 | $100 | $1,000 | $10 |
Interest Rate |
.25% APY**
(Balances up to $100,000)
|
.15% APY |
Tiered Rates
Based on Balance
|
4.06% APY♦
(Balances up to $5,000)
|
Requirements |
To Receive Interest Rate:
• Enroll & Receive eStatements
|
Minimum Balance:
• $10 monthly service fee if balance falls below $1,000
|
||
Limited Withdrawals |
• 6 withdrawals per calendar month
• .50¢ fee for each additional withdrawal*
|
• 6 withdrawals per quarter
• .50¢ fee for each additional withdrawal*
|
• 6 withdrawals per calendar month
• .50¢ fee for each additional withdrawal*
|
|
Free Account Features:
eStatements 
Online Banking 
Mobile Banking 
Unlimited Bill Pay
Person to Person Pay 
Mobile Deposit
Additional Information
Diamond Bank may change the interest rate & Annual Percentage Yield (APY) at any time. Rates are effective as of 3/27/2024. Fees may reduce earnings. Contact your local branch for the most up-to-date interest rate information.
* Effective January 1, 2025, the Excessive Withdrawal Fee will increase to $2.00 from $.50 per debit transaction over six per month on a Diamond Super Savings and Emerald Money Market. Diamond Savings will be six per quarter.
(APY) Annual Percentage Yield
Bling! Savings
♦ Balances up to $5,000.00 receive a rate of 4.00% with an annual percentage yield of 4.06%.
Portion of the Balances over $5,000.00 receive a rate of .15% resulting in an APY range of 4.06% to 1.13% depending on the balance.
Portion of the Balances over $5,000.00 receive a rate of .15% resulting in an APY range of 4.06% to 1.13% depending on the balance.
Limit One Bling! Savings account per minor.
Diamond Super Savings
** .25% APY on balances up to $100,000
.15% APY on the portion of the balance over $100,000
.10% APY paid on the entire balance when requirements are not met